Send us every invoice the day you send it. We monitor them all for free. If one goes overdue, we step in — and you only pay when we collect.
No credit card required. No integrations. Just CC or forward us your invoices.
How It Works
CC us on every invoice the moment you send it. We monitor them all for free. If it gets paid on time, we never step in. If it goes overdue, we kick into action — and you only pay 2.9% of what we recover. Wait to tell us and the fee goes up, so send them early.
CC or forward invoices to
invoice@overdue.inc
CC us on every invoice
CC us the day you send it. The earlier we know, the lower your fee if it goes overdue.
We watch for payment
We extract the details and monitor it. If it's paid on time, we do nothing.
We get you paid
After 30 days overdue, we escalate across channels until your customer pays.
The Problem
of small businesses fail due to cash flow problems
in outstanding receivables across U.S. small businesses
average delay beyond payment terms for B2B invoices
Most business owners feel guilty about following up on unpaid invoices. They worry about damaging the relationship. So they wait. And wait. And eventually write it off.
But you can't serve your clients if you can't keep the lights on. Collecting what you're owed isn't aggressive — it's responsible.
Our Approach
You can send emails yourself. We do what you can't — or won't. Each stage adds new channels that make it progressively harder for your customer to ignore.
A polite nudge. We reach out with a professional, friendly reminder that assumes good faith. Most invoices get paid at this stage — it just needed a follow-up.
We add SMS to the mix. Text messages have a 45% response rate vs. 6% for email. Your customer hears from us across two channels with a clear, professional payment request.
Now we call. Not just the contact on file — we reach out to multiple people at the company. Accounts payable, the controller, the office manager. Someone will pick up.
Formal demand letters from our legal team. These carry real weight — your debtor knows you're serious. Most payments are resolved at this stage before any court action is needed.
When every other channel has been exhausted, and with your explicit approval, we pursue legal remedies. Court filings, attorney engagement, and judgment enforcement — we handle it all. Pricing depends on the case. You're always in control of whether to proceed.
Why you should CC us on every invoice
+1% for every month you waited to tell us.
Monitoring is free. If you CC us the day you send an invoice and it goes overdue, you pay just 2.9%. But if you wait 3 months to tell us about it, the fee is 5.9%. Send us everything early — it costs you nothing until we collect.
The Data
When an invoice goes overdue, most businesses send a few polite reminder emails — from the same person, on the same channel. It's easy for clients to deprioritize. Here's how recovery rates change when you escalate the approach.
You sending reminder emails
Same person, same channel — easy to put off
Industry average for email-only collection on 30+ day overdue invoices
Third-party email + SMS
A new sender gets attention, texts get opened
SMS has a 45% response rate vs. 6% for email
Overdue: all channels, escalating
Email + SMS + Phone + Social + Legal — nowhere to hide
Multi-channel with escalation consistently outperforms single-channel by 2-3x
of B2B invoices in the U.S. are paid late
recoverable if you act in the first 30 days
recovery rate after 12 months — every day you wait costs you
CC us on every invoice you send. We monitor them for free. If one goes overdue, we collect — you pay just 2.9%. The longer you wait to tell us, the more it costs.
Get started — it's freeNo credit card required. Set up in under 2 minutes.